Salary after tax in Sweden 2026

Enter your gross monthly salary and pick a municipality, and we will work out what is left. The calculation follows the Swedish tax rules for income year 2026 and assumes ordinary employment income. For example, the median salary in Sweden, 38,300 SEK a month, comes to about 30,500 SEK (≈ €2,700) after tax in an average municipality.

Left after tax

31,044SEK per month

Tax 7,256 SEK · 18.9% · marginal rate 23.0%

The full breakdown

Taxes and fees per year and per month
Item	Per year	Per month
Salary before tax	459,600 SEK	38,300 SEK
Basic allowance	−18,100 SEK	−1,508 SEK
Taxable earned income	441,500 SEK	36,792 SEK
Municipal tax18.22% of taxable income	80,441 SEK	6,703 SEK
Regional tax12.33% of taxable income	54,437 SEK	4,536 SEK
Burial fee0.07%, paid by everyone	309 SEK	26 SEK
Public service fee1% of taxable income, up to the cap	1,184 SEK	99 SEK
General pension contribution7% of income up to the ceiling — credited back on the next line	32,200 SEK	2,683 SEK
Credit for the pension contributionThe whole pension contribution	−32,200 SEK	−2,683 SEK
Earned-income tax creditSet off against municipal tax only	−47,794 SEK	−3,983 SEK
Earned-income reductionSet off against municipal tax only	−1,500 SEK	−125 SEK
Total tax and fees	87,077 SEK	7,256 SEK
Left after tax	372,523 SEK	31,044 SEK

Over a year

Before tax: 459,600 SEK
Tax: 87,077 SEK
After tax: 372,523 SEK
Costs the employer: 604,008 SEK; Salary plus employer social contributions, 31.42%. 50,334 SEK a month.

The same salary elsewhere

Stockholm (your municipality)31,044 SEK
Österåker — lowest local tax in Sweden31,347 SEK
Dorotea — highest local tax in Sweden29,750 SEK

Net monthly pay on 38,300 SEK a month, without the church fee.

Salary after tax, table

Net monthly pay in an average municipality (32.38% municipal and regional tax), without the church fee, for someone under 66.

Monthly salary before and after tax in an average municipality
Before tax	After tax	Tax	Tax rate
10,000 SEK	8,845 SEK	1,155 SEK	11.6%
15,000 SEK	12,843 SEK	2,157 SEK	14.4%
20,000 SEK	16,699 SEK	3,301 SEK	16.5%
25,000 SEK	20,496 SEK	4,504 SEK	18%
30,000 SEK	24,267 SEK	5,733 SEK	19.1%
35,000 SEK	28,038 SEK	6,962 SEK	19.9%
40,000 SEK	31,798 SEK	8,203 SEK	20.5%
45,000 SEK	35,164 SEK	9,836 SEK	21.9%
50,000 SEK	38,530 SEK	11,470 SEK	22.9%
55,000 SEK	41,897 SEK	13,103 SEK	23.8%
60,000 SEK	44,270 SEK	15,730 SEK	26.2%
65,000 SEK	46,636 SEK	18,364 SEK	28.3%
70,000 SEK	49,003 SEK	20,997 SEK	30%
75,000 SEK	51,369 SEK	23,631 SEK	31.5%
80,000 SEK	53,736 SEK	26,264 SEK	32.8%
85,000 SEK	56,102 SEK	28,898 SEK	34%
90,000 SEK	58,469 SEK	31,531 SEK	35%
95,000 SEK	60,835 SEK	34,165 SEK	36%
100,000 SEK	63,202 SEK	36,798 SEK	36.8%

The municipality matters. On 38,300 SEK a month the take-home is 31,347 SEK in Österåker and 29,750 SEK in Dorotea — the lowest and the highest local tax rates in the country.

Salary after tax for common jobs

The median salary for the jobs most people in Sweden work in, before and after tax in an average municipality without the church fee. Click a job for the full breakdown.

Median salary before and after tax for common jobs
Job	Median salary	After tax	≈ € after tax
Assistant nurse, elderly care	33,500 SEK	26,907 SEK	€2,400
Software developer	53,500 SEK	40,887 SEK	€3,600
Primary school teacher	42,100 SEK	33,211 SEK	€2,950
Specialty store sales assistant	33,000 SEK	26,530 SEK	€2,350
Warehouse worker	33,400 SEK	26,832 SEK	€2,350
Cleaner	28,500 SEK	23,136 SEK	€2,050
Care assistant	29,100 SEK	23,588 SEK	€2,100
Kitchen assistant	28,300 SEK	22,985 SEK	€2,050
Shop assistant, groceries	32,700 SEK	26,304 SEK	€2,350
Personal care providers	33,100 SEK	26,605 SEK	€2,350
Childminder	28,100 SEK	22,834 SEK	€2,000
Sales representative	50,300 SEK	38,732 SEK	€3,450
Personal assistant (care)	31,900 SEK	25,700 SEK	€2,250
Policy administration professionals	46,100 SEK	35,905 SEK	€3,200
Office clerks not elsewhere classified	35,900 SEK	28,717 SEK	€2,550
Truck driver	33,900 SEK	27,209 SEK	€2,400
Preschool teacher	37,800 SEK	30,150 SEK	€2,650
Nurse	42,900 SEK	33,750 SEK	€3,000
Machine-tool operators	35,300 SEK	28,265 SEK	€2,500
Carpenter	40,300 SEK	31,999 SEK	€2,850
Management consultant	53,700 SEK	41,022 SEK	€3,650
Electrician	40,000 SEK	31,798 SEK	€2,800
Chef	32,200 SEK	25,926 SEK	€2,300
Electrical engineer	54,200 SEK	41,358 SEK	€3,650
Teaching assistant	29,000 SEK	23,513 SEK	€2,100
Waiter	30,200 SEK	24,418 SEK	€2,150
Assistant nurse, hospital ward	34,200 SEK	27,435 SEK	€2,450
Engineering professionals not elsewhere classified	56,600 SEK	42,661 SEK	€3,800
Car mechanic	35,000 SEK	28,038 SEK	€2,500
Building caretaker	33,300 SEK	26,756 SEK	€2,350

All jobs A–Z

How this is calculated

The figure is the final tax for a full year on this salary, divided by twelve. Here is how it is worked out, in the order the law sets.

The gross salary is multiplied by twelve and rounded down to a whole hundred kronor. That is the assessed earned income.
The basic allowance (grundavdrag) is deducted. It follows a schedule that depends on income, and is considerably higher for anyone who has turned 66 by the start of the year. What remains is the taxable earned income.
Municipal and regional tax are charged at the municipality's own rates on the taxable income.
National income tax is charged at 20% on the part above the national threshold.
The public service fee is 1% of the taxable income, up to a cap.
The burial fee is paid by everyone. The church fee only by members of the Church of Sweden.
The general pension contribution, 7% of income up to a ceiling, is added — and credited back in full in the next step. It appears in the breakdown because it appears on the Swedish tax statement, but it costs nothing.
The tax credits are deducted in order: for the general pension contribution, the earned-income tax credit (jobbskatteavdrag) and the earned-income reduction. The last two may only be set off against municipal tax.
What remains is the tax for the year. Net pay is the gross salary minus that, divided by twelve.

Your employer withholds preliminary tax from a table that works in steps of 200 kronor, rounds the local tax rate to a whole per cent and leaves out the earned-income reduction. The monthly deduction on your payslip can therefore differ by a couple of hundred kronor from the figure here; the difference is settled in the annual assessment. The calculator covers ordinary employment income — not pensions, capital income, benefits in kind or self-employment.

Subletting your home? Rental income is taxed as capital income, not as salary — work out a fair rent and the tax with Andrahandskalkylatorn.

This year's amounts

Constants used in the calculation for income year 2026
Price base amount	59,200 SEK
Income base amount	83,400 SEK
Threshold for national income tax	643,000 SEK
Basic allowance	17,400 SEK – 45,600 SEK
Public service fee, maximum	1,184 SEK
General pension contribution, maximum	47,100 SEK
Municipal and regional tax, national average	32.38%
Employer social contributions	31.42%

Jobs around the median salary

Six jobs whose median salary is close to the national median, with their net pay in an average municipality.

Audiologist/speech therapist 38,300 SEK
Librarian 38,300 SEK
Steel structure erectors and heavy plate workers 38,300 SEK
Other food processors 38,300 SEK
Dietitian 38,200 SEK
Event and travel planners 38,400 SEK

All jobs A–Z

Frequently asked questions

What is included in the calculation?

Municipal tax, regional tax, national income tax, the public service fee, the burial fee and — if you are a member — the church fee. From that we deduct the earned-income tax credit, the credit for the general pension contribution and the earned-income reduction. The calculation is for income year 2026 and ordinary employment income.

Why does it not match my payslip exactly?

Your employer withholds preliminary tax from the Swedish Tax Agency's tables. Those work in steps of 200 kronor, use the local tax rate rounded to a whole per cent and do not include the earned-income reduction. This calculator instead works out the final tax for a whole year and divides by twelve. The difference is normally a couple of hundred kronor a month, and it is settled once your tax return is assessed.

How much does the municipality matter?

A lot. Municipal and regional tax ranges from 28.93% to 35.65%. On 38,300 SEK a month that is a difference of roughly 1,597 SEK a month between the cheapest and the most expensive municipality. The national average is 32.38%.

What does the church fee cost?

The fee to the Church of Sweden averages a little over one per cent of taxable income and is decided by the parish. The calculator uses an average of the parishes in the municipality, so your own parish may sit slightly above or below it. The burial fee is paid by everyone, member or not.

When does national income tax start?

National income tax is 20% on taxable earned income above the threshold, which for 2026 is 643,000 SEK a year. With the basic allowance included that means a monthly salary of roughly 55,000 kronor before the first krona of national tax is charged.

Why is net pay higher from the age of 66?

Anyone who has turned 66 by the start of the income year gets both a much larger basic allowance and a larger earned-income tax credit. The difference is substantial — several thousand kronor a month at a typical salary — and it is deliberate: it is meant to make working on pay off.

Where do the tax rates come from?

Municipal and regional rates come from the Statistics Sweden database, church and burial fees from the Swedish Tax Agency's published rates per parish. The example above is calculated for an average municipality, where 38,300 SEK a month leaves 30,528 SEK after tax.

What is left if the income goes? Work out unemployment benefit