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How much do insurance sellers and insurance advisers earn in Sweden?

Insurance sellers and insurance advisers. 11,100 people employed in Sweden.

48,400SEK

per month is the median salary for insurance sellers and insurance advisers in Sweden in 2025. That is 26% higher than the median across all jobs in the country, 38,300 SEK.

≈ €4,300 / $5,000 at September 2026 exchange rates, before tax.

That is roughly 37,453 SEK after tax in an average municipality, without the church fee.

The average salary for insurance sellers and insurance advisers in Sweden is 55,000 SEK per month (2025). The median salary is 48,400 SEK. The lowest-paid 10% earn under 31,200 SEK and the highest-paid 10% over 85,600 SEK.

Figures are gross monthly salary before tax, converted to full time. Income tax in Sweden is roughly 30–34% for most earners, plus a national surtax on income above about 51,000 SEK a month.

Average pay
55,000 SEK
Mean gross monthly salary
Lowest 10%
31,200 SEK
Earn less than this
Highest 10%
85,600 SEK
Earn more than this
People employed
11,100
In this job in Sweden

The pay range

How monthly salaries are distributed among insurance sellers and insurance advisers in Sweden. The same scale is used in the tables further down.

31,200 SEKLowest 10%48,400 SEKMedian85,600 SEKHighest 10%
Light band: the middle 80 per cent. Dark band: the middle half, earning 36,900–66,300 SEK. The red line is the median salary across all jobs in Sweden.

Pay in the private and public sector

What insurance sellers and insurance advisers earn depends a great deal on who the employer is.

Monthly salary by sector and gender
Sector Average pay Median pay Men Women
All sectors 55,000 SEK 48,400 SEK 53,200 SEK 45,200 SEK
Private sector 55,000 SEK 48,400 SEK 53,200 SEK 45,200 SEK

Salary after tax

What insurance sellers and insurance advisers actually take home depends on which municipality they live in. Between the cheapest and the most expensive one the difference is several hundred kronor a month.

That is roughly 37,453 SEK after tax in an average municipality, without the church fee.

  • The youngest in the job, aged 18–24 years, earn 30,000 SEK before tax — roughly 24,267 SEK after.
  • The best paid 10% earn more than 85,600 SEK, which is roughly 56,386 SEK after tax.

Calculate the salary after tax for insurance sellers and insurance advisers

The figures assume an average municipality, no church fee and an age under 66. The calculator takes your own municipality into account.

And if the job goes? Work out unemployment benefit for insurance sellers and insurance advisers

Pay for men and women

Median salary for men and women
Gender 40,000 80,000 Median pay Number
Men 53,200 SEK 5,700
Women 45,200 SEK 5,400

Women's average salary is 84% of men's average salary in this job.

Statistics Sweden calculates the ratio on average monthly salary, while the table above shows median salaries, so the two do not line up exactly. The figure is also unadjusted: it does not account for differences in age, sector or position.

Pay by age

Pay for insurance sellers and insurance advisers normally rises with years in the job.

Monthly salary by age
Age 40,000 80,000 Average pay Men Women Number
18–24 years 30,000 SEK 30,100 SEK 30,000 SEK 1,100
25–34 years 45,300 SEK 48,900 SEK 40,600 SEK 2,600
35–44 years 58,000 SEK 62,900 SEK 52,500 SEK 2,600
45–54 years 65,300 SEK 71,800 SEK 59,000 SEK 2,300
55–64 years 63,100 SEK 72,200 SEK 55,700 SEK 2,500

Pay by level of education

Monthly salary by level of education
Level of education 40,000 80,000 Average pay Men Women Number
Primary and secondary education 9-10 years (ISCED97 2) 48,500 SEK – 45,200 SEK 260
Upper secondary education, 2 years or less (ISCED97 3C) 52,200 SEK 56,800 SEK 48,400 SEK 890
Upper secondary education 3 years (ISCED97 3A) 47,500 SEK 50,100 SEK 44,800 SEK 4,400
Post-secondary education, less than 3 years (ISCED97 4+5B) 52,800 SEK 56,900 SEK 48,100 SEK 2,300
Post-secondary education 3 years or more (ISCED97 5A) 67,200 SEK 73,300 SEK 60,100 SEK 3,300

Pay by region

Statistics Sweden reports pay by job at the level of national areas (NUTS 2), not by county.

Monthly salary by region
Region 40,000 80,000 Average pay Men Women Number
Stockholm 64,600 SEK 70,300 SEK 58,800 SEK 4,600
East-Central Sweden 47,500 SEK 52,600 SEK 43,900 SEK 890
Småland and islands 48,600 SEK 54,100 SEK 43,700 SEK –
South Sweden 49,800 SEK 52,200 SEK 45,800 SEK 1,900
West Sweden 54,300 SEK 61,500 SEK 46,800 SEK 1,600
Central Norrland 39,900 SEK 41,000 SEK 39,100 SEK 950
Upper Norrland 37,200 SEK 36,800 SEK 37,900 SEK –

Pay growth 2014–2025

Median salary per year. Years with no reported median are skipped. The dashed line marks the break between the older and the newer series at Statistics Sweden; comparisons across it should be made with care.

From 34,800 SEK in 2014 to 48,400 SEK in 2025, +39% in total. Nominal figures, not adjusted for inflation. The lighter part of the line, the years before 2023, comes from an older set of statistics at Statistics Sweden and is not fully comparable with the later years.

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Swedish job titles in this occupation

Statistics Sweden files the following Swedish job titles under SSYK 3321, “försäkringssäljare och försäkringsrådgivare”. These are the titles you will actually meet in Swedish job ads.

  • Fritidsombud, försäkringar
  • Fälttjänsteman, försäkringar
  • Försäkringsbedömare, övrig
  • Försäkringsförmedlare
  • Försäkringshandläggare, övrig
  • Försäkringskonsulent
  • Försäkringsmäklare
  • Försäkringsombud
  • Försäkringsrådgivare, övrig
  • Försäkringsspecialist
  • Försäkringssäljare
  • Försäkringstjänsteman, försäkringsbolag
  • Försäljare, försäkringar
  • Försäljningschef, försäkringar
  • Kundtjänsteman, försäkring
  • Riskbedömare
  • Riskingenjör, försäkring
  • Säljare, försäkringar
  • Tarifferare
  • Underwriter
  • Underwriterassistent

Frequently asked questions

What is the median salary for insurance sellers and insurance advisers in Sweden?

The median salary for insurance sellers and insurance advisers in Sweden is 48,400 SEK per month before tax (2025). That means half earn less and half earn more. The median across all jobs in Sweden is 38,300 SEK, so insurance sellers and insurance advisers sit 26% higher than the typical job.

How much do insurance sellers and insurance advisers earn after tax?

The median salary for insurance sellers and insurance advisers is 48,400 SEK a month before tax. In an average Swedish municipality, without the church fee and for someone under 66, that works out at roughly 37,453 SEK after tax. The exact figure depends on which municipality you live in — our salary-after-tax calculator works it out.

What is the difference between average and median pay for insurance sellers and insurance advisers?

The average (55,000 SEK) is the mean of every salary and is pulled upwards by the highest earners. The median (48,400 SEK) is the salary in the middle of the scale and usually gives a better picture of what insurance sellers and insurance advisers typically earn.

What is the starting salary for insurance sellers and insurance advisers in Sweden?

Statistics Sweden does not publish starting salaries as such. The closest figure is the youngest people in the job: insurance sellers and insurance advisers aged 18–24 years earn 30,000 SEK per month on average. The lowest-paid 10% in the job earn less than 31,200 SEK.

How high can the salary go for insurance sellers and insurance advisers?

The highest-paid 10% in the job earn more than 85,600 SEK per month. Pay is shaped by sector, experience, level of education and where in the country you work.

Is there a gender pay gap among insurance sellers and insurance advisers in Sweden?

Women's average salary is 84% of men's in this job. The median salary is 53,200 SEK for men and 45,200 SEK for women. The figure is not adjusted for differences in age, sector or working hours.

Where in Sweden do insurance sellers and insurance advisers earn the most?

Pay is highest in Stockholm, where insurance sellers and insurance advisers earn 64,600 SEK per month on average.

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