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How much do debt-collectors, pawnbrokers and related workers earn in Sweden?

Debt-collectors, pawnbrokers and related workers. 780 people employed in Sweden.

34,000SEK

per month is the median salary for debt-collectors, pawnbrokers and related workers in Sweden in 2025. That is 11% lower than the median across all jobs in the country, 38,300 SEK.

±0% since 2024

≈ €3,000 / $3,500 at September 2026 exchange rates, before tax.

That is roughly 27,284 SEK after tax in an average municipality, without the church fee.

≈ 196 SEK an hour · 408,000 SEK a year

The hourly figure is the monthly salary divided by 173.3 hours (40 hours a week × 52 weeks / 12 months); the yearly figure is twelve times the monthly salary.

The average salary for debt-collectors, pawnbrokers and related workers in Sweden is 34,900 SEK per month (2025). The median salary is 34,000 SEK. The lowest-paid 10% earn under 29,600 SEK and the highest-paid 10% over 40,200 SEK.

Figures are gross monthly salary before tax, converted to full time. Income tax in Sweden is roughly 30–34% for most earners, plus a national surtax on income above about 51,000 SEK a month.

Average pay
34,900 SEK
Mean gross monthly salary
Lowest 10%
29,600 SEK
Earn less than this
Highest 10%
40,200 SEK
Earn more than this
People employed
780
Statistics Sweden's occupational register 2024

The pay range

How monthly salaries are distributed among debt-collectors, pawnbrokers and related workers in Sweden. The same scale is used in the tables further down.

29,600 SEKLowest 10%34,000 SEKMedian40,200 SEKHighest 10%
Light band: the middle 80 per cent. Dark band: the middle half, earning 31,100–37,400 SEK. The red line is the median salary across all jobs in Sweden.

Debt-collectors, pawnbrokers and related workers: starting salary

Statistics Sweden publishes no starting-salary figures. The closest proxies are what the youngest people in the job earn and where the lower end of the pay distribution sits.

The youngest in the job, aged 25–34, earn 32,500 SEK a month on average — roughly 26,200 SEK after tax in an average municipality.

Starting-salary proxies, before and after tax
Before tax After tax
Average, aged 25–34 32,500 SEK 26,153 SEK
Lowest 10% earn less than 29,600 SEK 23,965 SEK
Lowest 25% earn less than 31,100 SEK 25,097 SEK

These are proxies, not starting salaries. An age band holds both people who have just started and people ten years into the job, and the lowest paid are not always newcomers. The collective-agreement minimum and an individual offer can sit above or below.

Debt-collectors, pawnbrokers and related workers: pay in the private and public sector

What debt-collectors, pawnbrokers and related workers earn depends a great deal on who the employer is.

Monthly salary by sector and gender
Sector Average pay Median pay Men Women
All sectors 34,900 SEK 34,000 SEK – 34,000 SEK
Private sector 34,800 SEK 34,000 SEK – 34,000 SEK
Public sector 43,600 SEK – – –
Central government 43,600 SEK – – –

Debt-collectors, pawnbrokers and related workers: salary after tax in Sweden

What debt-collectors, pawnbrokers and related workers actually take home depends on which municipality they live in. The table shows what 34,000 SEK a month comes to after tax in a few of them.

That is roughly 27,284 SEK after tax in an average municipality, without the church fee.

34,000 SEK a month after tax, by municipality
Municipality Municipal and regional tax After tax
Average municipality 32.38% 27,284 SEK
Stockholm 30.55% 27,731 SEK
Göteborg 32.60% 27,239 SEK
Malmö 32.42% 27,276 SEK
Österåker (lowest tax) 28.93% 27,992 SEK
Dorotea (highest tax) 35.65% 26,612 SEK
  • The youngest in the job, aged 25–34 years, earn 32,500 SEK before tax — roughly 26,153 SEK after.
  • The best paid 10% earn more than 40,200 SEK, which is roughly 31,932 SEK after tax.

Calculate the salary after tax for debt-collectors, pawnbrokers and related workers

The figures assume an average municipality, no church fee and an age under 66. The calculator takes your own municipality into account.

And if the job goes? Work out unemployment benefit for debt-collectors, pawnbrokers and related workers

Debt-collectors, pawnbrokers and related workers: salary by age

Pay for debt-collectors, pawnbrokers and related workers normally rises with years in the job.

Monthly salary by age
Age 30,000 40,000 Average pay Men Women Number
25–34 years 32,500 SEK – – –

Pay by level of education

Monthly salary by level of education
Level of education 30,000 40,000 Average pay Men Women Number
Upper secondary education 3 years (ISCED97 3A) 33,800 SEK – 33,600 SEK –

Debt-collectors, pawnbrokers and related workers: salary by region

Statistics Sweden reports pay by job at the level of national areas (NUTS 2), not by county.

Monthly salary by region
Region 30,000 40,000 Average pay Men Women Number
West Sweden 34,900 SEK – 34,800 SEK –

Debt-collectors, pawnbrokers and related workers: pay growth 2014–2025

Median salary per year. Years with no reported median are skipped. The dashed line marks the break between the older and the newer series at Statistics Sweden; comparisons across it should be made with care.

From 27,500 SEK in 2014 to 34,000 SEK in 2025, +24% in total. Nominal figures, not adjusted for inflation. The lighter part of the line, the years before 2023, comes from an older set of statistics at Statistics Sweden and is not fully comparable with the later years.

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Swedish job titles in this occupation

Statistics Sweden files the following Swedish job titles under SSYK 4212, “inkasserare och pantlånare m.fl.”. These are the titles you will actually meet in Swedish job ads.

  • Delgivningsman
  • Inkasserare
  • Inkassohandläggare
  • Kronoassistent
  • Kronoinspektör
  • Kronokommissarie
  • Lagsökningsman
  • Pantlånare
  • Skuldsaneringshandläggare
  • Stämningsman
  • Varubelånare

Frequently asked questions

How much do debt-collectors, pawnbrokers and related workers earn in 2026?

The latest figures are Statistics Sweden's salary structure statistics for 2025, published on 16 June 2026. The median salary was then 34,000 SEK a month before tax, against 34,000 SEK the year before (2024) — ±0%. Figures for 2026 are normally published in June 2027; until then the 2025 figures are the latest there are, and we do not project our own.

What is the median salary for debt-collectors, pawnbrokers and related workers in Sweden?

The median salary for debt-collectors, pawnbrokers and related workers in Sweden is 34,000 SEK per month before tax (2025). That means half earn less and half earn more. The median across all jobs in Sweden is 38,300 SEK, so debt-collectors, pawnbrokers and related workers sit 11% lower than the typical job.

How much do debt-collectors, pawnbrokers and related workers earn after tax?

The median salary for debt-collectors, pawnbrokers and related workers is 34,000 SEK a month before tax. In an average Swedish municipality, without the church fee and for someone under 66, that works out at roughly 27,300 SEK after tax. The exact figure depends on which municipality you live in — our salary-after-tax calculator works it out.

What is the difference between average and median pay for debt-collectors, pawnbrokers and related workers?

The average (34,900 SEK) is the mean of every salary and is pulled upwards by the highest earners. The median (34,000 SEK) is the salary in the middle of the scale and usually gives a better picture of what debt-collectors, pawnbrokers and related workers typically earn.

What is the starting salary for debt-collectors, pawnbrokers and related workers in Sweden?

Statistics Sweden does not publish starting salaries as such. The closest figure is the youngest people in the job: debt-collectors, pawnbrokers and related workers aged 25–34 years earn 32,500 SEK per month on average. The lowest-paid 10% in the job earn less than 29,600 SEK. More in the section “Debt-collectors, pawnbrokers and related workers: starting salary” above.

How high can the salary go for debt-collectors, pawnbrokers and related workers?

The highest-paid 10% in the job earn more than 40,200 SEK per month. Pay is shaped by sector, experience, level of education and where in the country you work.

Where in Sweden do debt-collectors, pawnbrokers and related workers earn the most?

Pay is highest in West Sweden, where debt-collectors, pawnbrokers and related workers earn 34,900 SEK per month on average.

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